Worst Animal Charities: Low Ratings, Red Flags and How to Check

✍️ LargestCharities Editorial Team | 📅 Last updated: October 2026

No independent evaluator publishes an official list of the worst animal charities, but CharityWatch does publish its lowest grades. In an October 2025 report it named nine animal charities it rated D or F, with SPCA International, Paws of Honor, Dreamchaser PMU Horse Rescue & Rehabilitation and Front Range Equine Rescue at F. Each spent less than half of its cash budget on programs, and three spent $70 or more to raise every $100.

Animal charities with D and F grades from CharityWatch

The table lists every animal charity in CharityWatch's October 21, 2025 report Animal Charities: Ratings Versus Reality. Grades are based on fiscal 2023 finances unless noted. "Program share" is the part of cash spending that went to programs after CharityWatch's adjustments; "cost to raise $100" is what the charity spent to bring in each $100 of cash donations. The Charity Navigator column shows the star rating CharityWatch reported alongside its own grade in the same article.

OrganizationCharityWatch gradeProgram shareCost to raise $100Other issue CharityWatch documentedCharity Navigator (as listed Oct 2025)
SPCA InternationalF21%$78Its 2023 Form 990 reports paying $7,639,134 to Innovairre Communications for direct-mail strategy and $1,223,261 to PEP Response for marketing. CharityWatch has rated it F every year since fiscal 2009.3 stars
Paws of HonorF16%$74"No-risk" fundraising and consulting contracts tied to direct mail; its audit notes a potential future liability of $2,519,337 under them as of December 31, 2023.2 stars
Dreamchaser PMU Horse Rescue & RehabilitationF28%$70The executive director owns the land where all operations take place; the charity paid her $42,000 in rent in 2023.1 star
Front Range Equine RescueD, downgraded to F43%$24Downgraded because it held about nine years' worth of available assets in reserve.4 stars
Tiger Creek Animal SanctuaryD40%$37About 67% of total revenue came from one professional fundraising company; several related-party arrangements. The sanctuary disputes the rating (see below).1 star
Project K-9 HeroD47%$50None beyond the ratios4 stars
Redwings Horse SanctuaryD47%$31None beyond the ratios2 stars
Pilots to the RescueD47%$30None beyond the ratios4 stars
Tiger HavenD (fiscal 2024)43%$36None beyond the ratios3 stars

A D or F from CharityWatch is a judgment about financial efficiency, not a finding of wrongdoing. None of the organizations above was the subject of a regulator action in the sources we used.

Why animal charities end up with low ratings

Animal causes raise a lot of money through emotional direct mail and phone appeals, and that is where most low grades come from. The patterns in CharityWatch's report fall into a few groups.

High fundraising costs

CharityWatch treats a charity as highly efficient when it spends $25 or less to raise $100. The BBB Wise Giving Alliance standard is looser: fundraising should cost no more than 35% of related contributions. SPCA International ($78), Paws of Honor ($74) and Dreamchaser ($70) were far past both lines in fiscal 2023.

Direct-mail and telemarketing contracts

Some charities hand their fundraising to outside firms for years at a time. CharityWatch notes that SPCA International signed a ten-year direct-mail contract in 2006 that then renewed each year unless cancelled, and in August 2023 a three-year contract with a new vendor that renews automatically in one-year terms. "No-risk" contracts, like the ones Paws of Honor uses, mean the charity pays the vendor only out of money raised, but unpaid costs can follow the charity if the contract ends.

Solicitation costs counted as programs

Accounting rules let a charity book part of a mailing or phone call as a program expense when it includes "education," such as facts about animal cruelty. CharityWatch moves those "joint costs" back into fundraising before grading. That is the main reason a charity can report a healthy program percentage on its own tax form and still get a D or F.

A small share of spending on programs

CharityWatch's highly efficient benchmark is 75% or more of cash spending on programs. The BBB Wise Giving Alliance asks for at least 65% of total expenses. Every charity in the table above was below 50% by CharityWatch's count.

Large reserves and insider deals

CharityWatch lowers a grade when a charity holds more than three years of its budget in available assets and drops it to F at five years or more. Front Range Equine Rescue was downgraded for this reason. Related-party leases, licensing fees and payments to board members' family are not illegal, but CharityWatch flags them because they put insiders on both sides of a deal.

Passing donations through to other groups

Grantmaking is a legitimate model; PetSmart Charities is a grantmaker with an A+ from CharityWatch (see best animal charities). The question is how much of what you give reaches the groups doing the work, which the Form 990 grants schedule (Schedule I) shows.

Enforcement actions

State attorneys general register charities and can sue those that mislead donors or misuse funds. If a charity you are considering has been sued or has settled with a state, the attorney general's press release or the court filing will say what was alleged and what was agreed. Treat a lawsuit as allegations until a court rules or a settlement is signed.

Why one rater gives an F and another gives four stars

CharityWatch's report makes the point that other raters often score the same charities well. Front Range Equine Rescue, Pilots to the Rescue and Project K-9 Hero each had four Charity Navigator stars while holding a D or F from CharityWatch.

On October 13, 2026, Charity Navigator's profiles showed:

The gap comes from method. Charity Navigator's program expense ratio is a three-year average taken from the charity's own Form 990s, and its star rating combines that with other metrics such as governance policies and transparency. CharityWatch works from audited statements, moves joint solicitation costs out of programs, and grades on efficiency alone. Neither method is wrong; they answer different questions. If you care most about how much of each dollar reaches animals, the CharityWatch numbers are the stricter test.

What the rated charities say

Tiger Creek Animal Sanctuary published a response on its website. It argues that its D grade rests only on fiscal 2023 filings and does not reflect later changes, that CharityWatch's joint-cost reclassifications are hard to reconcile with its own audit and Form 990, and that efficiency ratios miss the long-term cost of lifetime care for big cats. It also says CharityWatch reviews new audits only on a two-year cycle.

SPCA International responded to criticism in a 2021 Mother Jones article. A spokesperson said the charity had made grants to more than 300 animal welfare organizations since 2007 and that its board had decided to keep working with its direct-mail firm.

A search on October 13, 2026 did not turn up published responses from the other organizations in the table. If one is published, it belongs next to the rating.

How we chose these organizations

This is not a ranking. There is no reliable way to rank the "top 20 worst" animal charities in the U.S. One of the most-shared "worst" lists in search results is a Consumer Reports roundup from 2016, and ratings have changed since then.

How to check any animal charity yourself

  1. Confirm it is a registered charity. Search the name or EIN in the IRS Tax Exempt Organization Search. Local groups called SPCA or humane society are usually separate nonprofits with their own EINs, not branches of a national group.
  2. Read the Form 990. ProPublica Nonprofit Explorer has free copies. Look at Part IX (program, management and fundraising expenses), Part VII Section B (the biggest outside contractors, often fundraising firms) and Schedule L (deals with insiders).
  3. Compare two raters. Check Charity Navigator and the CharityWatch Top-Rated list. If the charity is accredited, Give.org shows which of the 20 BBB standards it meets.
  4. Check your state's charity registry. Most states require charities and paid fundraisers to register. The attorney general or secretary of state site will show registration status and any actions taken.
  5. Ask a phone solicitor who they work for. Paid callers often work for a fundraising company. You can hang up and give directly on the charity's own website, so no vendor takes a cut.
  6. For local shelters, ask for the annual report and what share of animals were adopted, returned to owners or transferred. Many shelters also take supplies; see pet supply donation centers.

Frequently asked questions

Is SPCA International connected to my local SPCA?
Not by name alone. SPCA International files its own Form 990 under EIN 87-0773320, and local SPCAs are generally separate organizations with their own EINs and boards. Look up the EIN of the group you want to support before giving.
Are the ASPCA or Humane World for Animals on the list?
No. CharityWatch's current grades for both are shown only to its members, so we did not use them. On October 13, 2026, Charity Navigator rated both four stars with scores of 99%.
Does a D or F rating mean a charity is a scam?
No. CharityWatch's grade measures financial efficiency: how much goes to programs and what fundraising costs. A low grade means less of each dollar reaches the animals, not that anyone broke the law.
What is a reasonable cost to raise $100 for an animal charity?
CharityWatch considers $25 or less highly efficient. The BBB Wise Giving Alliance standard allows fundraising costs up to 35% of related contributions.
Sources (checked October 2026). We are not affiliated with any organization named on this page and receive no compensation for listing it. Policies change and often differ by location; confirm with the organization before you donate. Corrections: [email protected]
  1. CharityWatch: Animal Charities: Ratings Versus Reality (October 21, 2025)
  2. CharityWatch: Animal protection charity issued a decade of F ratings (August 12, 2021)
  3. CharityWatch: Some of the Worst Charities in America 2024 (December 10, 2024)
  4. CharityWatch: Our charity rating process
  5. CharityWatch: Top-Rated Charities
  6. Charity Navigator: How star ratings are calculated
  7. Charity Navigator: SPCA International
  8. Charity Navigator: Paws of Honor
  9. Charity Navigator: Front Range Equine Rescue
  10. Charity Navigator: Pilots to the Rescue
  11. Charity Navigator: ASPCA
  12. Charity Navigator: Humane World for Animals
  13. BBB Wise Giving Alliance: Standards for Charity Accountability
  14. Tiger Creek Animal Sanctuary: CharityWatch and Tiger Creek Sanctuary
  15. Mother Jones: SPCA International and its fundraising firm (August 11, 2021)
  16. SPCA International: 2023 audited financial statements
  17. ProPublica Nonprofit Explorer: SPCA International Form 990s
  18. WRDW (republishing Consumer Reports): Best and worst charities, 2016 list
  19. IRS: Tax Exempt Organization Search

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