Habitat for Humanity of North Central Connecticut, founded in 1989 and long known as Hartford Area Habitat, builds and sells homes with a zero-interest mortgage across the Greater Hartford and Tolland County area. It runs two ReStores. Here is how to qualify, what is involved, and how to help.
The affiliate builds and rehabs homes and sells them with a zero-interest mortgage, keeping the payment affordable. Families are selected on need, ability to pay, and willingness to partner.
| Requirement | Detail |
|---|---|
| Mortgage | A 0% interest mortgage. |
| Income | Household income no more than 60 percent of area median income. |
| Need | A demonstrated need for safe, affordable housing. |
| Ability to pay | Able to repay the zero-interest mortgage. |
| Sweat equity | A minimum of 150 hours, plus 50 hours of financial literacy training. |
The affiliate serves the Greater Hartford and Tolland County communities.
Applying runs through the affiliate's homeownership program after confirming the income and partnership requirements. Selection follows the standard Habitat criteria of need, ability to pay, and willingness to partner.
Prospective homeowners then complete the 150 sweat equity hours and 50 hours of financial literacy training on the path to closing.
Habitat North Central Connecticut runs two ReStores, in Bloomfield at 500 Cottage Grove Road and in Vernon at 369 Talcottville Road, selling new and gently used furniture, home accessories, building materials, and appliances at a fraction of retail, with all proceeds funding the mission. They accept donated goods from the community.
Donating money, shopping or donating at a ReStore, and joining a build are the main ways to help.
Volunteers help build homes alongside future homeowners and support the ReStores, and you can sign up through the affiliate's site. Since 1989 the affiliate has built over 350 homes and served over 350 families in the Greater Hartford and Tolland County area.
It holds a four-star rating from Charity Navigator. Its EIN for tax-deductible gifts is 06-1253049.
Homes sold with a 0% interest mortgage.
Two stores, in Bloomfield and Vernon.
50 hours of training within the sweat-equity requirement.
150 hours building alongside volunteers.
Rehabilitating and preserving homes alongside new builds.
Donated goods accepted at two ReStores.
Sources: Habitat for Humanity of North Central Connecticut (hartfordhabitat.org and hfhncc.org) homeownership and ReStore pages; Charity Navigator (EIN 06-1253049). Retrieved June 2026. We are not affiliated with Habitat for Humanity of North Central Connecticut and receive no compensation for this listing. Spotted an error? [email protected]
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