Habitat for Humanity of Greater Providence and East Bay, founded in 1987, builds affordable homes for families across the Providence area and the East Bay in Rhode Island, sold with a 30-year affordable mortgage. It runs a ReStore in Providence. Here is how to qualify, what is involved, and how to help.
The affiliate works with families who earn between 30 and 60 percent of area median income so they can afford a 30-year, affordable mortgage. Families are selected on need, ability to pay, and willingness to partner, and the affiliate describes the mortgage as affordable without publishing a specific interest rate.
| Requirement | Detail |
|---|---|
| Income | 30 to 60 percent of area median income. |
| Need | A demonstrated need for safe, affordable housing. |
| Ability to pay | Able to afford a 30-year affordable mortgage. |
| Willingness to partner | Committed to building alongside volunteers and other Habitat homeowners. |
| Sweat equity | Hundreds of hours of the homebuyer's own labor. |
The affiliate serves Greater Providence and the East Bay communities of Rhode Island.
Applying runs through the affiliate's homeownership program and its homeownership applications page, which open when homes are available. Selection follows the standard Habitat criteria of need, ability to pay, and willingness to partner.
Partner families then invest their sweat equity hours on the path to closing.
Habitat Greater Providence runs a ReStore at 460 Harris Avenue in Providence, selling new and gently used furniture, home accessories, building materials, and appliances at a fraction of retail, with proceeds funding the mission. It accepts donated goods from the community.
Donating money, shopping or donating at the ReStore, and joining a build are the main ways to help.
Volunteers help build homes alongside future homeowners and support the ReStore, and you can sign up through the affiliate's site. The organization has been an independently chartered Habitat affiliate since 1987.
Its EIN for tax-deductible gifts is 05-0432730.
Affordable homes with a 30-year mortgage for 30 to 60% AMI families.
A Providence store selling donated furniture and building materials.
Future homeowners build alongside volunteers.
Build-site and ReStore volunteering.
Selecting families on need, ability to pay, and partnership.
Donated goods accepted at the ReStore.
Sources: Habitat for Humanity of Greater Providence and East Bay (habitatpvd.org) homeownership and applications pages; GuideStar (EIN 05-0432730). The mortgage interest rate is not published. Retrieved June 2026. We are not affiliated with Habitat for Humanity of Greater Providence and East Bay and receive no compensation for this listing. Spotted an error? [email protected]
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