Habitat for Humanity of New Castle County, founded in 1986 and based in Wilmington, partners with hardworking, low-income families to build affordable homes, with income criteria it describes as the lowest of any nonprofit affordable-housing provider in the county. It runs a ReStore. Here is how to qualify, what is involved, and how to help.
The affiliate partners with low-income families to build affordable homes, selecting on need, ability to pay, and willingness to partner. It describes the mortgage as affordable without publishing a specific interest rate.
| Requirement | Detail |
|---|---|
| Income | 30 to 60 percent of area median income, which the affiliate notes is the lowest income band of any nonprofit affordable-housing provider in the county. |
| Need | A demonstrated need for safe, affordable housing. |
| Ability to pay | Able to repay an affordable mortgage. |
| Willingness to partner | Committed to building alongside volunteers and other Habitat homeowners. |
| Sweat equity | Hundreds of hours of the homebuyer's own labor. |
The affiliate serves New Castle County in northern Delaware.
Applying runs through the affiliate's homeownership program after confirming the income and partnership requirements. Selection follows the standard Habitat criteria of need, ability to pay, and willingness to partner.
Partner families then invest their sweat equity hours on the path to closing.
Habitat New Castle County runs a ReStore that sells new and gently used furniture, home accessories, building materials, and appliances at a fraction of retail, with proceeds funding the mission. It accepts donated goods from the community.
Donating money, shopping or donating at the ReStore, and joining a build are the main ways to help.
Volunteers help build homes alongside future homeowners and support the ReStore, and you can sign up through the affiliate's site. The organization has served New Castle County since 1986.
Habitat New Castle County holds a four-star rating from Charity Navigator. Its EIN for tax-deductible gifts is 51-0294138.
Affordable homes for low-income New Castle County families.
A store selling donated furniture and building materials.
Hundreds of hours building alongside volunteers.
Build-site and ReStore volunteering.
Selecting families on need, ability to pay, and partnership.
Donated goods accepted at the ReStore.
Sources: Habitat for Humanity of New Castle County (habitatncc.org) homeownership pages; Charity Navigator and GuideStar (EIN 51-0294138). The mortgage interest rate is not published. Retrieved June 2026. We are not affiliated with Habitat for Humanity of New Castle County and receive no compensation for this listing. Spotted an error? [email protected]
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